Chase Ink Unlimited: apply or wait?
Offer data captured June 29, 2026 from Doctor of Credit. Card facts verified May 10, 2026.
Today's public offer
100,000 Chase Ultimate Rewards points after $8,000 in 4 months — its standard level.
What gates this card
- Duplicate holdings: the check stops if you already hold this exact card.
- Chase 24-month bonus rule: Chase bonuses are generally unavailable within 24 months of last receiving a bonus on the same card.
- Minimum-spend feasibility: $8,000 over 4 months ($2,000 per month) against your stated spend.
The first-year math
- Annual fee
- $0.
- Credits counted at usable value
- $0 before your spend is supplied.
- Break-even
- $0 after usable credits.
- Cash framing
- $1,000 in first-year value.
- Transferable points framing
- $2,050 in first-year value.